Career Cost 

Scholarships—your best path to a debt-free education

Unlike student loans, you don’t repay a scholarship. But getting a scholarship isn’t as easy as walking into a bank. You have to apply for and be awarded a scholarship. Some are based purely on need. Others are merit-based and very competitive. The good news is there is a seemingly endless list of scholarships to apply and compete for. The trick is to find scholarships that you qualify for. Ask each school you apply to about scholarships they offer and the deadline for applying for the scholarships.  Think you won’t…

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Career Cost Featured 

Danger ahead: Steer clear of debt

Identifying your passions, skills and career options are the biggest pieces of the puzzle when it comes to mapping out a financially secure future, but there’s more to it than that. You have to stay financially healthy, too. Borrowing and/or spending too much money are big temptations that can weigh you down with debt for the rest of your life and cast a shadow over everything you do. It’s a trap too many people fall into. In fact, the average student loan debt for 2018 college graduates was $33,654, according…

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Career Cost 

Learn how to save

Having the discipline to save money is a life-skill that pays off time and time again. Maybe you’ve already gotten into the habit of stashing away part of every paycheck to pay for continuing your education or other long-term expenses. If so, you are ahead of the game. Here are other ways to save money: If you’re in school or going back, buy or rent used textbooks—and sell back any books you no longer need. Never go grocery shopping when you’re hungry. Drink water. It’s usually free—and it’s better for…

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Career Cost 

Is going back to school worth it?

Going back to school to boost your earnings potential is understandably scary, especially if you have all the financial obligations that typically go along with being an adult. But you’ll be far from alone if you take the plunge. According to the National Center for Education Statistics, 7.5 million students enrolled in U.S. colleges and universities in 2020 were 25 or older. That’s nearly 40% of all college students. Whether it’s worth the leap financially depends on individual circumstances, but a 2019 study by the Federal Reserve Bank of New…

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Colleges & Schools 

Finish college strong

If you’re in your final year of college, you might be tempted to kick back and enjoy your last semesters on campus. Resist that temptation. Even if you have a job lined up, it’s important to maintain the discipline that has gotten you this far and finish college strong. You’ll need it when your work life begins or if you’re trying to get into grad school. Here are some tips to avoid slacking off with the finish line in sight: Remember why you went to college in the first place.…

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